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  2. UCC-1 financing statement - Wikipedia

    en.wikipedia.org/wiki/UCC-1_financing_statement

    A UCC-1 financing statement (an abbreviation for Uniform Commercial Code-1) is a United States legal form that a creditor files to give notice that it has or may have an interest in the personal property of a debtor (a person who owes a debt to the creditor as typically specified in the agreement creating the debt).

  3. How to get out of debt without paying - AOL

    www.aol.com/finance/debt-without-paying...

    Key takeaways. You may be able to get out of debt without paying based on factors like your total debt, type of debt and income. Several programs are available to help forgive student loan debt ...

  4. What is debt forgiveness? - AOL

    www.aol.com/finance/debt-forgiveness-202301471.html

    Debt forgiveness — also commonly referred to as debt cancellation or debt relief — is what happens when a creditor writes off your debt. The creditor may grant you a partial or full pardon of ...

  5. 54,900 student-loan borrowers are getting $4.28 billion in ...

    www.aol.com/54-900-student-loan-borrowers...

    President Joe Biden announced student-loan forgiveness for borrowers in Public Service Loan Forgiveness. Relief will likely stall under Trump.

  6. Student loan borrowers get more clarity on Biden’s plan to ...

    www.aol.com/finance/student-loan-borrowers-more...

    If you have federal loans, you do not have to pay to receive federal loan forgiveness, discharge, or the one-time payment adjustment. ... (240 months) of payments for undergraduate debt or 25 ...

  7. Higher Education Relief Opportunities For Students Act

    en.wikipedia.org/wiki/Higher_Education_Relief...

    In August 2022, the administration used the Act again to announce student debt cancellation of up to $20,000 and several other reforms. [7] [16] Following litigation brought by several Republican-led state governments, the Supreme Court ruled in Biden v. Nebraska (2023) that the statute did not permit the administration's debt forgiveness ...

  8. Internal Revenue Code section 61 - Wikipedia

    en.wikipedia.org/wiki/Internal_Revenue_Code...

    One form of income listed in the Code, that of "discharge of indebtedness" is not often considered income by lay persons. If, however, a taxpayer owes a debt to any other party, and that debt is forgiven without being fully repaid, the taxpayer must as a general rule declare the forgiven amount as income, and must pay tax on it. [6]

  9. Student loan forgiveness: The closed school discharge system ...

    www.aol.com/finance/student-loan-forgiveness...

    The cancellation of a key provision in a federal student loan forgiveness program likely left thousands struggling to repay their debt, according to a new report by a government watchdog, the vast ...

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