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  2. United Kingdom national debt - Wikipedia

    en.wikipedia.org/wiki/United_Kingdom_national_debt

    Like other sovereign debt, the British national debt is rated by various ratings agencies. On 23 February 2013, it was reported that Moody's had downgraded UK debt from Aaa to Aa1, the first time since 1978 that the country has not had an AAA credit rating. [12] This was described as a "humiliating blow" by Shadow Chancellor Ed Balls. George ...

  3. Refinancing - Wikipedia

    en.wikipedia.org/wiki/Refinancing

    Refinancing is the replacement of an existing debt obligation with another debt obligation under a different term and interest rate. The terms and conditions of refinancing may vary widely by country, province, or state, based on several economic factors such as inherent risk, projected risk, political stability of a nation, currency stability, banking regulations, borrower's credit worthiness ...

  4. Commissioners for the Reduction of the National Debt

    en.wikipedia.org/wiki/Commissioners_for_the...

    The CRND was established by the National Debt Reduction Act 1786, and was originally a non-ministerial government department.. The 1786 act provided that the Commissioners were to be the Speaker of the House of Commons, the Chancellor of the Exchequer, the Master of the Rolls, the Accountant-General of the Court of Chancery and the governor and deputy governor of the Bank of England. [1]

  5. Consol (bond) - Wikipedia

    en.wikipedia.org/wiki/Consol_(bond)

    On 31 October 2014 the UK Government announced that it would redeem the 4% consols in full in early 2015. [2] It did so on 1 February 2015, and redeemed the 3 1 ⁄ 2 % and 3% bonds between March and May of that year. The final 2 3 ⁄ 4 % and 2 1 ⁄ 2 % bonds were redeemed on 5 July 2015. [3]

  6. Mortgage refinance: What is it and how does it work? - AOL

    www.aol.com/finance/mortgage-refinance-does...

    Debt consolidation refinance. Like cash-out refinances, debt consolidation refinances give you cash. But there’s one key difference: You use the cash from the equity you’ve built in your home ...

  7. Debt restructuring - Wikipedia

    en.wikipedia.org/wiki/Debt_restructuring

    Like debt restructuring, debt mediation is a business-to-business activity and should not be considered the same as individual debt reduction involving credit cards, unpaid taxes, and defaulted mortgages. In 2010 debt mediation has become a primary way for small businesses to refinance in light of reduced lines of credit and direct borrowing.

  8. Should you use a home equity loan to pay off your debts? - AOL

    www.aol.com/finance/home-equity-loan-debt...

    Debt consolidation loans: There are loans specifically designed for combining and paying off debts. Some of the best lenders offer rates that can rival home equity rates if your credit is excellent.

  9. Does refinancing a mortgage hurt your credit? - AOL

    www.aol.com/finance/does-refinancing-mortgage...

    Refinancing a mortgage temporarily lowers your credit score. ... Amounts owed (i.e., total debt): 30 percent. Credit history length: 15 percent. Credit mix: 10 percent.