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2. How to maximize your 0% APR credit card and avoid debt traps

   www.aol.com/finance/maximize-0-apr-credit-card...

   Debt to pay off. Monthly payments. Time to pay off. Interest/fees paid. Card with 15-month intro APR offer. $5,150 (principal balance + BT fee) $300. 17. $150 BT fee, $12.10 in interest

3. How to maximize your 0% APR credit card and avoid debt traps

   www.aol.com/finance/maximize-0-apr-credit-card...

   $150 BT fee, $12.23 in interest. Card with no intro APR offer ... Most credit cards charge late fees when ... By avoiding the pitfalls of 0 percent intro APR cards and making a plan to pay off ...

4. 5 ways a 0% APR credit card could actually hurt your credit - AOL

   www.aol.com/finance/5-ways-0-apr-credit...

   Key takeaways. A credit card with an introductory 0 percent APR can help you manage new debt or pay off old balances. However, a 0 percent intro APR card can hurt your credit if it causes you to ...

5. Credit card interest - Wikipedia

   en.wikipedia.org/wiki/Credit_card_interest

   Interest rates vary widely. Some credit card loans are secured by real estate, and can be as low as 6 to 12% in the U.S. (2005). [citation needed] Typical credit cards have interest rates between 7 and 36% in the U.S., depending largely upon the bank's risk evaluation methods and the borrower's credit history.

6. Annual percentage rate - Wikipedia

   en.wikipedia.org/wiki/Annual_percentage_rate

   The term annual percentage rate of charge (APR), [1] [2] corresponding sometimes to a nominal APR and sometimes to an effective APR (EAPR), [3] is the interest rate for a whole year (annualized), rather than just a monthly fee/rate, as applied on a loan, mortgage loan, credit card, [4] etc. It is a finance charge expressed as an annual rate.

7. Finance charge - Wikipedia

   en.wikipedia.org/wiki/Finance_charge

   In United States law, a finance charge is any fee representing the cost of credit, or the cost of borrowing. It is interest accrued on, and fees charged for, some forms of credit. [ 1 ] It includes not only interest but other charges as well, such as financial transaction fees.