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  2. What to do if the life insurance company denies your claim - AOL

    www.aol.com/finance/life-insurance-company...

    When a life insurance claim is denied, beneficiaries usually start by contacting the insurance agent — although contacting the insurer directly is an option. The denial letter should explain the ...

  3. Shipping insurance - Wikipedia

    en.wikipedia.org/wiki/Shipping_insurance

    Shipping insurance is a service which may reimburse senders whose parcels are lost, stolen, and/or damaged in transit. In Canada and the US , shipping insurance is offered by postal services, courier companies, and shipping-insurance companies.

  4. Bill of lading - Wikipedia

    en.wikipedia.org/wiki/Bill_of_lading

    For some time, it has been the case that the cargo may arrive at the destination before the bill of lading; and a practice has arisen for the shipper (having sent the bill of lading to the banks for checking) to send to the consignee a letter of indemnity (LOI) which can be presented to the carrier in exchange for the cargo.

  5. Insurance policy - Wikipedia

    en.wikipedia.org/wiki/Insurance_policy

    In insurance, the insurance policy is a contract (generally a standard form contract) between the insurer and the policyholder, which determines the claims which the insurer is legally required to pay. In exchange for an initial payment, known as the premium, the insurer promises to pay for loss caused by perils covered under the policy language.

  6. Agent of record - Wikipedia

    en.wikipedia.org/wiki/Agent_of_Record

    The agent of record has a legal right to receive commissions from the respective insurance policy. The individual or legal entity is authorized to represent an insured party in purchasing, servicing, and maintaining insurance coverage with a designated insurer. The majority of insurance companies will not disclose information or discuss an ...

  7. What are the different types of car insurance coverage? - AOL

    www.aol.com/finance/different-types-car...

    Coverage example. Your car breaks down while taking a road trip. You have roadside assistance coverage, so you call your car insurance company, and they send you a tow truck at no out-of-pocket ...

  8. What is full-coverage car insurance? - AOL

    www.aol.com/finance/full-coverage-car-insurance...

    A full-coverage auto insurance policy combines three key protections — liability, comprehensive and collision coverage — into one complete package. Additional add-ons can enhance your ...

  9. Reservation of rights - Wikipedia

    en.wikipedia.org/wiki/Reservation_of_rights

    The term "reservation of rights" (particularly a "reservation of rights letter”) is often used in connection with insurance claims. The insurance company issues a reservation of rights letter stating that it may deny coverage for some or all of the claim even while the company is investigating the claim or beginning to treat the claim as if ...