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In terms of section 121(2), a consumer may terminate a credit agreement within five business days after the date on which he signed the agreement, either by delivering notice in the prescribed manner to the credit provider, or by tendering the return of any money or goods; alternatively, he may pay in full for any services received by the ...
Before concluding a credit agreement, the credit provider must give to the consumer, free of charge, a statement and quotation in the form prescribed by the Regulations (Form 20 to the Regulations, in the case of small credit agreements). No agreement is entered into at this stage; the consumer does not have to sign anything or pay any fee.
A rental agreement or lease may include a "rent review" clause which makes provision for the rental amount to be increased, the process for the landlord to provide notice of a rent increase and the options available to the tenant regarding acceptance or rejection of the proposed increase. [3]
For commercial banks and large finance companies, "loan agreements" are usually not categorized although "loan portfolios" are often broadly characterized into "personal" and "commercial" loans while the "commercial" category is then subdivided into "industrial" and "commercial real estate" loans.
South African contract law is "essentially a modernized version of the Roman-Dutch law of contract", [1] and is rooted in canon and Roman laws. In the broadest definition, a contract is an agreement two or more parties enter into with the serious intention of creating a legal obligation. Contract law provides a legal framework within which ...
Jacobson P ‘Wealth of legal information available on the Web now, for free’ Jacobson Attorneys blog, December 2006; Kabalu A 'SAFLII Report to the Southern Africa Judges Commission'. Retrieved 2 May 2012. Montgomery J ‘Free access to primary legal documents in Southern Africa’ 15(1) Organisation of SA Law Libraries (OSALL) Newsletter ...
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