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Scheduled personal property coverage: High-value items like jewelry, art and collectibles are covered up to a certain dollar amount under a standard homeowners insurance policy.
Deciding on the proper amount of coverage for your home insurance policy might seem daunting, but it doesn’t have to be. The coverage types and levels each homeowner needs will vary ...
The most common type of homeowners insurance is the HO-3 Special Form policy, which covers your home, your personal property, liability, additional living expenses and medical payments.
What happens if you drop your homeowners insurance coverage limits? ... to pay a proportionate amount of the damages. For example, let's say a homeowner has a $500,000 home that suffers $100,000 ...
The most basic home insurance policy is an HO-1, which provides coverage on the structure of your home. An HO-2 is a step above the HO-1, as it covers your home and personal belongings for named ...
What does home insurance cover? A standard home insurance policy, or HO-3 policy, typically offers six coverage types: Your home’s structure (dwelling coverage) Other structures. Your personal ...
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