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  2. Credit counseling: What to know before signing up - AOL

    www.aol.com/finance/credit-counseling-know...

    Credit counseling involves working with an agency that will take a detailed look into your finances and make recommendations to help you get out of debt. This strategy can help you take control of ...

  3. Credit counseling - Wikipedia

    en.wikipedia.org/wiki/Credit_counseling

    Credit counseling is most often done by Credit counseling agencies that are empowered by contract to act on behalf of the debtor to negotiate with creditors to resolve debt that is beyond a debtor's ability to pay. Some of the agencies are non-profits that charge at no or non-fee rates, while others can be for-profit and include high fees.

  4. Different credit repair options: How they work and how to choose

    www.aol.com/finance/different-types-credit...

    Credit counseling helps you create a plan to address your habits and debts. Fixing your finances may take longer than the 30 days it takes to remove mistakes from your credit report.

  5. Don't fall for a credit repair scam: Clean up your credit for ...

    www.aol.com/finance/credit-repair-160240600.html

    Credit counselors are certified by the National Foundation for Credit Counseling, which offers an online form to connect with help. Consumer Financial Protection Bureau.

  6. Money Management International - Wikipedia

    en.wikipedia.org/wiki/Money_Management_International

    Money Management International (MMI) is a United States non-profit that provides consumers with free credit counseling and education. [5] [6] [7] In about 25 percent of its consultations, it helps consumers develop a debt management or repayment plan. [5] MMI is funded primarily by creditors. [6]

  7. Debt management plan - Wikipedia

    en.wikipedia.org/wiki/Debt_management_plan

    DMPs for consumers are often negotiated by a credit counseling agency on behalf of the debtor. [1] Credit counseling agencies often address the debt by working with the debtor to set a budget based on their regular income and expenditures that will then include one regular bill payment that is allocated across the creditor(s). Agencies will ...

  8. A comprehensive guide to debt relief programs - AOL

    www.aol.com/finance/debt-relief-guide-know...

    While credit counseling agencies are nonprofit, a fee could be attached to each monthly payment you make. Pros of debt management programs You obtain a personalized roadmap to help better manage ...

  9. Employment contract - Wikipedia

    en.wikipedia.org/wiki/Employment_contract

    An employment contract should clearly define all terms and conditions of the employment relationship. The most common elements to any employment contract include the following: [citation needed] Terms of employment; Employee responsibilities; Employee compensation (i.e. wage/salary, benefits) Employment absence; Dispute resolution ...

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