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  2. The 4% rule for retirement: Is it time to rethink this ... - AOL

    www.aol.com/finance/4-percent-rule-retirement...

    The 4% is a retirement planning rule that suggests you can safely withdraw 4% of your retirement portfolio balance each year, adjusted for inflation, without running out of money. It assumes a 30 ...

  3. The ‘4% Rule’ for Retirement May Change: How Will ... - AOL

    www.aol.com/4-rule-retirement-may-change...

    The popular retirement strategy known as the "4% rule" may need some adjusting in 2025 and beyond. Some researchers and financial experts are warning changes may be needed based on market ...

  4. The 4% Rule Won't Work for My 401(k). Here's How I Plan to ...

    www.aol.com/4-rule-wont-401-k-100900794.html

    The 4% rule tells you to withdraw 4% of your nest egg during your first year of retirement and adjust future withdrawals for inflation. If you stick to it, there's a good chance your savings will ...

  5. William Bengen - Wikipedia

    en.wikipedia.org/wiki/William_Bengen

    William P. Bengen is a retired financial adviser who first articulated the 4% withdrawal rate ("Four percent rule") as a rule of thumb for withdrawal rates from retirement savings; [1] it is eponymously known as the "Bengen rule". [2] The rule was later further popularized by the Trinity study (1998

  6. Retirement spend-down - Wikipedia

    en.wikipedia.org/wiki/Retirement_spend-down

    A 4% withdrawal rate survived most 30 year periods. The higher the stock allocation the higher rate of success. A portfolio of 75% stocks is more volatile but had higher maximum withdrawal rates. Starting with a withdrawal rate near 4% and a minimum 50% equity allocation in retirement gave a higher probability of success in historical 30 year ...

  7. 401(k) withdrawal rules: What to know before cashing out ...

    www.aol.com/finance/what-are-401k-withdrawal...

    Frequently asked questions: 401(k) withdrawals. Learn more about 401(k) withdrawals and distribution rules when weighing your options. And take a look at our growing library of personal finance ...

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