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2. How to finance a boat: 5 steps & where to find the best loans

   www.aol.com/finance/everything-know-financing...

   Boat loans are a type of installment loan that is used specifically for the purchase of a vessel. These loans can be secured or unsecured and typically have repayment terms of two to 15 years.

3. How to get a used boat loan: 6 steps for a successful ... - AOL

   www.aol.com/finance/used-boat-loan-6-steps...

   Step 1: Select your loan type. Used boat loans come in two forms — secured or unsecured. Secured loans require collateral, usually the boat itself. Putting an asset up as collateral means the ...

4. Weigh all your options: How to choose the best boat loan lender

   www.aol.com/finance/comparing-options-choose...

   2. Usage requirements. Some lenders may set rules about how boat loan funds are used. Companies focusing solely on secured boat and marine craft financing may be flexible about the type of new ...

5. Pre-approval - Wikipedia

   en.wikipedia.org/wiki/Pre-approval

   In lending, a pre-approval is the pre-qualification for a loan or mortgage of a certain value range. [1]For a general loan a lender, via public or proprietary information, feels that a potential borrower is completely credit-worthy enough for a certain credit product, and approaches the potential customer with a guarantee that should they want that product, they would be guaranteed to get it.

6. Pre-qualification - Wikipedia

   en.wikipedia.org/wiki/Pre-qualification

   In general, to pre-qualify is about passing or meeting an initial criteria or requirements before getting other opportunities opened up to such a person. Pre-qualification is a process whereby a loan officer takes information from a borrower and makes a tentative assessment of how much the lending institution is willing to lend them.

7. UCC-1 financing statement - Wikipedia

   en.wikipedia.org/wiki/UCC-1_financing_statement

   A UCC-1 financing statement (an abbreviation for Uniform Commercial Code-1) is a United States legal form that a creditor files to give notice that it has or may have an interest in the personal property of a debtor (a person who owes a debt to the creditor as typically specified in the agreement creating the debt).

8. How do boat loans work, and are they the best way to finance ...

   www.aol.com/finance/boat-loans-types-terms...

   Secured boat loans use the boat being purchased as collateral. Terms may be as long as 20 years, giving you a much lower monthly payment than you would have with an unsecured loan. Most unsecured ...

9. Loan officer - Wikipedia

   en.wikipedia.org/wiki/Loan_officer

   Review loan agreements to ensure that they comply with federal and state regulations; Approve loan applications or refer them to management for a decision; Loan officers use a process called underwriting to assess whether applicants qualify for loans. After collecting and verifying all the required financial documents, the loan officer ...