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  2. Earnest payment - Wikipedia

    en.wikipedia.org/wiki/Earnest_payment

    An earnest payment or earnest money is a specific form of security deposit made in some major transactions such as real estate dealings or required by some official procurement processes to demonstrate that the applicant is serious and willing to demonstrate an earnest of good faith about wanting to complete the transaction. [1]

  3. What Is Earnest Money? - AOL

    www.aol.com/news/earnest-money-134502821.html

    Earnest money is a "good faith" deposit the homebuyer provides with an offer, to show the seller an intent to follow through on a home purchase. The funds are typically held in an escrow account ...

  4. Refund - Wikipedia

    en.wikipedia.org/wiki/Refund

    Money back guarantee, a guarantee that, if a buyer is not satisfied with a product or service, a refund will be made Tax refund , a refund on taxes when the tax liability is less than the taxes paid Refunding , when debt holders calls back bonds with the express purpose of reissuing new debt

  5. Option fee - Wikipedia

    en.wikipedia.org/wiki/Option_fee

    Earnest money is either paid to the seller or refunded to a potential buyer, depending on a number of factors. The termination option gives a potential buyer time to fully evaluate the condition of the property and perhaps renegotiate the initial offer based on inspections , needed repairs, or other considerations.

  6. Money-back guarantee - Wikipedia

    en.wikipedia.org/wiki/Money-back_guarantee

    A money-back guarantee, also known as a satisfaction guarantee, is essentially a simple guarantee that, if a buyer is not satisfied with a product or service, a refund will be made. The 18th century entrepreneur Josiah Wedgwood pioneered many of the marketing strategies used today, including the satisfaction-or-money-back guarantee on the ...

  7. Product return - Wikipedia

    en.wikipedia.org/wiki/Product_return

    Many stores also refuse to refund certain items like reading materials, inflatable airbeds (Target and Walmart), and even portable heaters (Dollar General). Another problem is when customers legitimately purchase an item, then re-enter the store with the receipt, take an identical item off the shelf, and approach the customer service desk ...

  8. Overpayment scam - Wikipedia

    en.wikipedia.org/wiki/Overpayment_scam

    An overpayment scam, also known as a refund scam, is a type of confidence trick designed to prey upon victims' good faith.In the most basic form, an overpayment scam consists of a scammer claiming, falsely, to have sent a victim an excess amount of money.

  9. Profit and loss sharing - Wikipedia

    en.wikipedia.org/wiki/Profit_and_loss_sharing

    Instead of lending money to banks at a rate of 6.5% for them to lend to exporting firms at 8% (as it does for conventional banks), it uses a musharaka pool where instead of being charged 8%, firms seeking export credit are "charged the financing banks average profit rate based on the rate earned on financing offered to ten 'blue-chip' bank ...