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Let’s say you take out a 5/1 ARM loan for $300,000 with a 6.5 percent interest rate. For the first five years of the 30-year loan, your rate would be locked in at 6.5 percent, making your ...
For example, a 5/1 Hybrid ARM may have a cap structure of 5/2/5 (5% initial cap, 2% adjustment cap and 5% lifetime cap) and insiders would call this a 5-2-5 cap. Alternatively, a 1-year ARM might have a 1/1/6 cap (1% initial cap, 1% adjustment cap and 6% lifetime cap) known as a 1-1-6, or alternatively expressed as a 1/6 cap (leaving out one ...
The Real Estate Consumer Protection Enhancement Act, which is meant to create a more transparent and buyer-friendly housing market, officially went into effect in New Jersey Aug. 1, resulting in ...
Heavy rain drenched New Jersey over the weekend, causing flooding, road closures, rescues and downed trees as up to 4.33 inches of rain fell in some areas.. Here is everything we know about ...
A flood watch remains in effect for much of North Jersey after a storm dumped more than 3 inches of rain throughout the area Saturday. The National Weather Service issued the watch until 8 a.m ...
North Jersey woke up to massive flooding after Tuesday night's storm, causing evacuations, road closures and school delays.While power outages have been primarily near the shore, where the winds ...
Flood warnings remain in effect in New Jersey as weather forecasts show a Friday evening storm could bring more rain. NJ flooding: Passaic River levels continues to rise as evening storm ...
The National Weather Service issued a flood watch for Northeastern New Jersey which will be in effect from Saturday evening through Sunday morning.. Affected areas include Bergen, Essex, Passaic ...