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  2. Millions hurt by credit repair firms to share $1.8 billion in ...

    www.aol.com/millions-hurt-credit-repair-1...

    More than 4 million Americans gouged by credit repair companies including Lexington Law and CreditRepair.com will soon collectively receive $1.8 billion in refund checks, the Consumer Financial ...

  3. Don't fall for a credit repair scam: Clean up your credit for ...

    www.aol.com/finance/credit-repair-160240600.html

    For example, Lexington Law and Credit Repair, two of the largest credit repair brands in the U.S., have both been sued by the CFPB multiple times for illegal conduct.

  4. 7 Best Credit Repair Companies for 2023 - AOL

    www.aol.com/7-best-credit-repair-companies...

    Since 1989, Sky Blue Credit has been helping people repair their credit. They have two simple pricing plans: Individuals: There’s a $79 one-time setup fee, and a monthly fee of $79 thereafter.

  5. How to protect yourself from debt relief and credit scams - AOL

    www.aol.com/finance/debt-relief-credit-scams...

    Lexington Law: With Lexington Law, there is just one straightforward credit repair package, eliminating the need to choose between multiple service plans. It’s easy to sign up, and there are ...

  6. Credit Repair Organizations Act - Wikipedia

    en.wikipedia.org/wiki/Credit_Repair...

    The US Credit Repair Organizations Act ("CROA") is Title IV of the Consumer Credit Protection Act. Despite its name, it is not actually an act; Section 401 states, however, it can be referred to as "Credit Repair Organizations Act". The statute was signed by President Bill Clinton on September 30, 1996. [1]

  7. Criticism of credit scoring systems in the United States

    en.wikipedia.org/wiki/Criticism_of_credit...

    The expansion of accessible credit can come with a downside of exclusion as people with poor credit (those that are considered high risk by credit scoring systems) become dependent on short-term alternatives such as licensed money lenders (the home credit industry), pawn brokers, payday lenders, and even loan sharks. [20]

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