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2. What is a 609 dispute letter? - AOL

   https://www.aol.com/finance/609-dispute-letter-221731481...

   A Section 609 dispute letter allows consumers to request verification of accounts on their credit reports. If the disputed information cannot be verified within 30 to 45 days, the credit bureaus ...

3. Stick It to the Man: How To Dispute a Credit Report Error ...

   https://www.aol.com/stick-man-dispute-credit-report...

   Step 7 (If Needed): File Another Dispute. If you haven't heard back from any of the credit bureaus within 30 days of filing your initial dispute — or if you received investigation results but ...

4. AnnualCreditReport.com - Wikipedia

   https://en.wikipedia.org/wiki/AnnualCreditReport.com

   AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

5. Fair Credit Reporting Act - Wikipedia

   https://en.wikipedia.org/wiki/Fair_Credit_Reporting_Act

   Kirtz, No. 22-846, 601 U.S. ___ (2024) The Fair Credit Reporting Act ( FCRA ), 15 U.S.C. § 1681 et seq., is federal legislation enacted to promote the accuracy, fairness, and privacy of consumer information contained in the files of consumer reporting agencies. It was intended to shield consumers from the willful and/or negligent inclusion of ...

6. 8 steps to remove old debt from your credit report

   https://www.aol.com/finance/8-steps-remove-old-debt...

   2. Verify the age of any outstanding debts. If you want to remove old debt from your credit report, you need to verify the age of your debt. According to Maxine Sweet, former vice president of ...

7. Fair and Accurate Credit Transactions Act - Wikipedia

   https://en.wikipedia.org/wiki/Fair_and_Accurate_Credit...

   The Fair and Accurate Credit Transactions Act of 2003 ( FACT Act or FACTA, Pub. L. 108–159 (text) (PDF)) is a U.S. federal law, passed by the United States Congress on November 22, 2003, [ 1] and signed by President George W. Bush on December 4, 2003, [ 2] as an amendment to the Fair Credit Reporting Act. The act allows consumers to request ...