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  2. What is an insurance claim and when should you file one? - AOL

    www.aol.com/finance/insurance-claim-file-one...

    The surcharge for a minimum coverage policy is similar, about 44 percent more on average for an at-fault accident. If your insurer raises your car insurance rate to a price out of your budget, you ...

  3. Accidental death and dismemberment insurance - Wikipedia

    en.wikipedia.org/wiki/Accidental_death_and...

    In insurance, an accidental death and dismemberment (AD&D) policy provides financial benefits to the insured or their beneficiaries in the event of accidental death, serious injury, or dismemberment resulting from an accident . Unlike traditional life insurance, which only pays out in the event of death, AD&D insurance provides additional ...

  4. Vehicle insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance_in_the...

    Full coverage premiums are based on, among other factors, the value of the insured's vehicle. This coverage, however, cannot apply to rental cars because the insurance company does not want to assume responsibility for a claim greater than the value of the insured's vehicle, assuming that a rental car may be worth more than the insured's vehicle.

  5. Form 1095 - Wikipedia

    en.wikipedia.org/wiki/Form_1095

    Form 1095. Form 1095 is a collection of Internal Revenue Service (IRS) tax forms in the United States which are used to determine whether an individual is required to pay the individual shared responsibility provision. Individuals can also use the health insurance information contained in the form/forms to help them fill out their tax returns.

  6. What are the different types of car insurance coverage? - AOL

    www.aol.com/finance/different-types-car...

    Depending on the carrier, other optional coverage types may include roadside assistance, rental car reimbursement, new car replacement and gap insurance. Just like fingerprints are unique, so are ...

  7. Incident report - Wikipedia

    en.wikipedia.org/wiki/Incident_report

    Incident report. In a health care facility, such as a hospital, nursing home, or assisted living, an incident report or accident report is a form that is filled out in order to record details of an unusual event that occurs at the facility, such as an injury to a patient. The purpose of the incident report is to document the exact details of ...

  8. PIP insurance in New York - AOL

    www.aol.com/finance/pip-insurance-york-192933898...

    The minimum PIP coverage amount in New York is $50,000. You can always add Additional PIP coverage and Optional Basic Economic Loss (OBEL) coverage to extend your cap for coverage. Additional PIP ...

  9. Casualty insurance - Wikipedia

    en.wikipedia.org/wiki/Casualty_insurance

    Casualty insurance is a defined term [ 1] which broadly encompasses insurance not directly concerned with life insurance, health insurance, or property insurance. Casualty insurance is mainly liability coverage of an individual or organization for negligent acts or omissions. [ 2] However, the term has also been used for property insurance ...

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