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2. No-closing-cost mortgage: How it works and how to decide if ...

   www.aol.com/finance/no-closing-cost-mortgage...

   You’ll be paying for the higher cost of a zero-closing-cost mortgage for years to come — 15, 30 or whatever your mortgage term is. Imagine you plan to buy a $500,000 home with a 20 percent ...

3. VA closing costs: What are they and how much do they cost? - AOL

   www.aol.com/finance/va-closing-costs-much-cost...

   VA loans come with closing costs, which include the origination fee, funding fee, discount points and other fees for your home loan. VA closing costs can range from 1 to 6 percent of your loan ...

4. No-closing-cost refinance: What it is and how it works - AOL

   www.aol.com/finance/no-closing-cost-refinance...

   In a no-closing-cost refinance, the borrower doesn’t pay for these expenses upfront, but rather over time. This could be by one of two methods: The closing costs are rolled into the new loan ...

5. VA loans: What they are and how they work - AOL

   www.aol.com/finance/va-loans-200043770.html

   Pros of a VA loan. No down payment: VA loans allow you to purchase a home with zero down payment. In contrast, you’d need at least 3 percent down for a conventional mortgage and at least 3.5 ...

6. Closing costs - Wikipedia

   en.wikipedia.org/wiki/Closing_costs

   This is often one of the largest closing costs. Mortgage application fees, paid by the buyer to the lender, to cover the costs of processing their loan application. In some cases, the buyer would pay the lender the application directly and prior to closing, while in other cases the fee is part of the buyer's closing costs payable at closing.

7. Discount points - Wikipedia

   en.wikipedia.org/wiki/Discount_Points

   Discount points. Discount points, also called mortgage points or simply points, are a form of pre-paid interest available in the United States when arranging a mortgage. One point equals one percent of the loan amount. By charging a borrower points, a lender effectively increases the yield on the loan above the amount of the stated interest rate.