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2. 7 Best Personal Lines of Credit - AOL

   www.aol.com/7-best-personal-lines-credit...

   A personal line of credit is a loan you can access when you need it. Rates vary among lenders. See 12 of the Best Personal Lines of Credit.

3. Personal loan vs. personal line of credit: What’s the difference?

   www.aol.com/finance/personal-loan-vs-personal...

   Personal loans are best for one-time, set expenses. Personal lines of credit are best for projects or purchases that require flexibility. Both options offer lower average rates than credit cards ...

4. Where to get a personal loan - AOL

   www.aol.com/finance/where-personal-loan...

   Credit unions tend to offer smaller personal loans than banks and online lenders, but their interest rates may be lower. ... Personal line of credit: It is a flexible way to access cash, and you ...

5. Line of credit - Wikipedia

   en.wikipedia.org/wiki/Line_of_credit

   v. t. e. A line of credit is a credit facility extended by a bank or other financial institution to a government, business or individual customer that enables the customer to draw on the facility when the customer needs funds. A financial institution makes available an amount of credit to a business or consumer during a specified period of time.

6. Home equity line of credit - Wikipedia

   en.wikipedia.org/wiki/Home_equity_line_of_credit

   A home equity line of credit, or HELOC (/ˈhiːˌlɒk/ HEE-lok), is a revolving type of secured loan in which the lender agrees to lend a maximum amount within an agreed period (called a term), where the collateral is the borrower's property (akin to a second mortgage). Because a home often is a consumer's most valuable asset, many homeowners ...

7. Overdraft - Wikipedia

   en.wikipedia.org/wiki/Overdraft

   A consumer who wants an overdraft line of credit must complete and sign an application, after which the bank checks the consumer's credit and approves or denies the application. These lines of credit are loans and must comply with the Truth in Lending Act. As with linked accounts, banks typically charge a nominal fee per overdraft, and also ...