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Through the Medicaid Estate Recovery program, federal regulations allow states to attempt to recover some long-term care, hospital, and medication costs from an individual’s estate after their ...
The most significant impact of Medicaid estate recovery for heirs of Medicaid recipients is the possibility of inheriting a reduced estate. Medicaid eligibility assumes that recipients are low ...
Medicaid Estate Recovery Program. Medicaid estate recovery is a required process under United States federal law in which state governments adjust (settle) or recover the cost of care and services from the estates of those who received Medicaid benefits after they die. By law, states may not settle any payments until after the beneficiary's death.
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Medicaid is the largest source of funding for medical and health-related services for people with low income in the United States, providing free health insurance to 85 million low-income and disabled people as of 2022; [3] in 2019, the program paid for half of all U.S. births. [4]
Medicaid coverage gap. Under the public healthcare policy of the United States, some people have incomes too high to qualify in their state of residence for Medicaid, the public health insurance plan for those with limited resources, but too low to qualify for the premium tax credits that would subsidize the purchase of private health insurance.
Estate recovery “has the potential to perpetuate wealth disparities and intergenerational poverty,” said Katherine Howitt, a Medicaid policy director with the foundation.
Note that the article discusses both the recovery of nursing-home and other long-term-care-related expenses, which is not an aspect of Medicaid estate recovery being an impediment to the ACA (because ACA is only medical expenses) and the recovery of medical expenses for people 55 and older, which is the impediment to the ACA discussed in my ...