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  2. Letter of credit - Wikipedia

    en.wikipedia.org/wiki/Letter_of_credit

    Standby letter of credit (SBLC): Operates like a commercial letter of credit, except that typically it is retained as a standby instead of being the intended payment mechanism. In other words, this is an LC which is intended to provide a source of payment in the event of non-performance of contract.

  3. Demand guarantee - Wikipedia

    en.wikipedia.org/wiki/Demand_guarantee

    Major differences distinguish letters of credit from "demand guarantees"; in the latter instrument the obligation to pay is conditioned within the terms of the bank's promise, therefore if the demand guarantee is payable upon the beneficiary's written first demand he is assured payment notwithstanding any defence related to any other underlying ...

  4. Institute of International Banking Law & Practice - Wikipedia

    en.wikipedia.org/wiki/Institute_of_International...

    The institute's efforts to harmonize international law and practice have resulted in the ISP98 (International Standby Practices) and ICLOCA (International Center for Letter of Credit Arbitration). It has also played an important role in reforms such as U.S. Revised UCC Article 5 and the United Nations Convention on Independent Guarantees and ...

  5. Uniform Customs and Practice for Documentary Credits

    en.wikipedia.org/wiki/Uniform_Customs_and...

    It was in that spirit that the UCP were first introduced – to alleviate the confusion caused by individual countries' promoting their own national rules on letter of credit practice. The aim was to create a set of contractual rules that would establish uniformity in practice, so that there would be less need to cope with often conflicting ...

  6. Buyer's credit - Wikipedia

    en.wikipedia.org/wiki/Buyer's_credit

    The importers and exporters sign a contractual agreement for the trading of capital/ non-capital goods under LC (Letter of credit)/ DA/DP. The Exporter ships the goods and submit shipping documents to the supplier's bank as per the contractual agreement. The importer/ buyer approaches the consultant to extend a Buyer's Credit before the due date.

  7. Credit Card 'Swipe' Fees Could Cost Shoppers Over $20 ... - AOL

    www.aol.com/credit-card-swipe-fees-could...

    Credit card companies don't work for free. Every time you use one, the store you're buying from is charged a "swipe fee" — and that charge will get passed down to you in higher prices.

  8. What to use when you're out of heavy cream - AOL

    www.aol.com/news/youre-heavy-cream-232719932.html

    Heavy cream is one of the more versatile ingredients found in the dairy aisle. It adds thickness to creamy sauces, keeps mashed potatoes light and fluffy and helps stabilize custard mixtures for ...

  9. Advising bank - Wikipedia

    en.wikipedia.org/wiki/Advising_bank

    An advising bank (also known as a notifying bank) advises a beneficiary (exporter) that a letter of credit (L/C) opened by an issuing bank for an applicant (importer) is available. [1] An advising bank's responsibility is to authenticate the letter of credit issued by the issuer to avoid fraud.