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  2. How does my credit score affect my loan chances? - AOL

    www.aol.com/finance/does-credit-score-affect...

    How your credit score affects your chance of getting a personal loan. Having a good credit score — either a FICO score of 670 or a VantageScore of 660 — will show lenders that you know how to ...

  3. How does a personal loan affect your credit score? - AOL

    www.aol.com/finance/does-personal-loan-affect...

    For example, if you have two credit cards with a total credit limit of $10,000 taking out a personal loan and consolidating $5,000 of the credit card debt will increase the total amount of credit ...

  4. Should I get a personal loan? Here are the pros and cons - AOL

    www.aol.com/finance/pros-cons-personal-loans...

    Borrowers with excellent credit scores can qualify for personal loan rates of around 10.73 percent to 12.50 percent. You may also qualify for a higher loan amount than the limit on your credit ...

  5. Common personal loan myths — and the actual facts you ... - AOL

    www.aol.com/finance/common-personal-loan-myths...

    Myth: Personal loans always hurt your credit. When used responsibly, personal loans can help improve your credit score over the long term. As with any form of credit, the key is to repay the loan ...

  6. Average credit score for personal loans - AOL

    www.aol.com/finance/average-credit-score...

    Generally, the required credit score for a personal loan is at least 580. To qualify for a lender’s lowest interest rate, borrowers typically need a score of at least 800 and a high income ...

  7. What do the different versions of FICO scores mean? - AOL

    www.aol.com/finance/different-versions-fico...

    Credit mix (10%): Evaluates the variety of credit types you have, such as mortgages, student loans and credit cards. This shows your ability to manage different kinds of credit responsibly.

  8. How to improve your credit score with a personal loan - AOL

    www.aol.com/finance/improve-credit-score...

    Money tip: Credit-builder loans are best for individuals with bad credit or no credit history who don’t need immediate access to the funds. Risks to bad credit personal loans. If you have a FICO ...

  9. Can I Get a Personal Loan With a 500 Credit Score? - AOL

    www.aol.com/finance/personal-loan-500-credit...

    If you're in the market for a personal loan and your credit score is 500, you might be wondering if it's possible to be approved. It's not impossible, but your options are more limited. What...

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