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2. How to get a personal loan in 9 steps - AOL

   www.aol.com/finance/personal-loan-8-steps...

   Credit score and report: Most personal loan lenders require you to have fair credit, but there are options for those with bad credit. Lenders may also review your history for major credit issues ...

3. Can I Get a Personal Loan With a 500 Credit Score? - AOL

   www.aol.com/finance/personal-loan-500-credit...

   If you're in the market for a personal loan and your credit score is 500, you might be wondering if it's possible to be approved. It's not impossible, but your options are more limited. What...

4. How to improve your credit score with a personal loan - AOL

   www.aol.com/finance/improve-credit-score...

   Money tip: Credit-builder loans are best for individuals with bad credit or no credit history who don’t need immediate access to the funds. Risks to bad credit personal loans. If you have a FICO ...

5. Credit scorecards - Wikipedia

   en.wikipedia.org/wiki/Credit_scorecards

   Lenders, such as banks and credit card companies, use credit scores to evaluate the potential risk posed by lending money to consumers and to mitigate losses due to bad debt. Lenders use credit scores to determine who qualifies for a loan, at what interest rate, and what credit limits. [3]

6. Pre-qualification - Wikipedia

   en.wikipedia.org/wiki/Pre-qualification

   In a mortgage context, pre-qualification denotes a process that has not yet been underwritten by the lending institution. Typically, subprime lenders will allow 50% DTI. . Common monthly debts used for calculating DTI are mortgage (or new mortgage payment), auto payment(s), minimum credit card payment(s), student loans, and any other common monthly or revolving debt that is on the applicant's ...

7. Should you use a personal loan to pay your taxes? - AOL

   www.aol.com/finance/loan-to-pay-taxes-124723856.html

   Applying for and securing a personal loan can temporarily lower your credit score due to a hard check on your credit. This dip may affect your ability to obtain other loans or credit in the near ...