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Free calculator to find out the real APR of a loan, considering all the fees and extra charges. There is also a version specially designed for mortgage loans.
This calculator determines the APR of a loan with additional fees or points rolled into the amount borrowed. We calculate 1) the monthly payment based on the actual loan amount then 2) back-calculate to a new interest rate - which is the APR - as if this payment was made on just the amount financed.
The Advanced APR Calculator finds the effective annual percentage rate (APR) for a loan (fixed mortgage, car loan, etc.), allowing you to specify interest compounding and payment frequencies. Input loan amount, interest rate, number of payments and financing fees to find the APR for the loan.
The APR calculator is designed to estimate the percentage of the borrowed money you have to pay in every year, taking into account all financial costs related to the borrowing over the whole course of the loan.
Use NerdWallet's free loan calculator to determine your monthly payment, your total interest and payoff schedule.
Our calculator tool will help you to estimate your monthly payments on a personal loan, as well as the total interest accrual over the life of the loan. To calculate your loan cost, just...
To run this calculation, enter the following values into the general APR loan calculator: Loan Amount: $125,000; Loan Term: 5 years and 0 months; Interest Rate: 5%; Compound: Monthly (APR) Pay Back: Every Month; Loan Fees: $250; Upfront Fees: $500