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To qualify for our lists, the institution must be federally insured (FDIC for banks, NCUA for credit unions), and the savings account's minimum initial deposit must not exceed $25,000.
Is 6% on a CD a good rate? According to the FDIC, the average rate for a 12-month CD is 1.81% as of October 2024. So, yes, 6% CD rates are excellent.
You can get 6% on a CD by becoming a member of a credit union offering a certificate with this rate. Find out which credit unions have 6% CDs and who’s eligible to open these accounts.
See if you qualify for a 6% interest CD. And don't worry if you aren't eligible — the best CD rates nationwide are paying around 4% to 5% APY, depending on the term. Featured Nationally...
Four CDs currently offer the next-highest rate of 5.75% APY. Today's count of nationally available CDs paying 5.50% APY or higher climbed by one to 46. Two weeks ago the number was 30. The best...
Opening a certificate of deposit (CD) allows you to lock in an attractive fixed rate and earn higher returns compared to traditional savings accounts, while providing FDIC or NCUA insurance...
Credit union CDs are backed by the National Credit Union Administration, which is the regulatory agency that guarantees customer deposits up to $250,000 at credit unions the same way the FDIC...