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Does Medicare Cover Assisted Living? Medicare doesn’t cover the costs associated with residing in an assisted living community (which can also be referred to as custodial care).
Though Medicare won’t cover assisted living or nursing home stays, it will cover some short-term stays in a Medicare-certified skilled nursing facility (SNF). That includes a doctor-prescribed rehabilitation center for specialized nursing care and rehab after a hospital stay.
You might qualify for long-term care through Medicaid, or you can choose to buy private long-term care insurance. You can get non-medical long-term care services at home, in the community, in an assisted living facility, or in a nursing home.
Medicare doesn’t cover assisted living. However, it’s important to remember that Medicare may still cover some medical services that you need, such as outpatient care, prescription...
Medicare won't cover most assisted living costs, but it may cover medically required care, skilled nursing facility care, and long-term hospital care. Learn more.
Medicare does not provide coverage for assisted living costs. And while Medicaid does not pay the room and board costs of assisted living, many states do provide waiver programs to help cover some personal care and other support services provided in an assisted living setting.
For seniors in assisted living, Medicare continues to cover medical care and the cost of medical supplies and prescription drugs. However, Medicare doesn’t pay for any of the personal care costs associated with assisted living. There are rare exceptions to this rule, and guidelines vary by state.