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2. How to clean up credit reports - AOL

   www.aol.com/finance/clean-credit-reports...

   A clean credit report can open the door to better opportunities if unfair, inaccurate negative marks are keeping you from having a better credit score. Better credit may help you financially in ...

3. Don't fall for a credit repair scam: Clean up your credit for ...

   www.aol.com/finance/credit-repair-160240600.html

   Go to AnnualCreditReport.com or call 877-322-8228 to pull copies of your credit reports from the three major credit bureaus: Equifax, Experian and TransUnion. This service is free and is the only ...

4. 5 Tips New Credit Card Users Absolutely Have to Know

   www.aol.com/5-tips-credit-card-users-111509630.html

   Maintaining a low credit utilization ratio is a good move for your credit. Many experts recommend keeping your credit utilization ratio below 30%. Let's imagine your card's credit limit is $1,000.

5. Personal finance: Consistency and strategy keys to building ...

   www.aol.com/personal-finance-consistency...

   Late payments can significantly harm your credit score and may remain on your credit report for years. Keep credit card balances low. Aim to use no more than 30% of your available credit limit on ...

6. How to Build Good Credit in 10 Painless Steps - AOL

   www.aol.com/build-good-credit-10-painless...

   Building good […] This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, pers How to Build Good ...

7. Everything you need to know about credit utilization ratio - AOL

   www.aol.com/finance/everything-know-credit...

   Most credit experts advise keeping your credit utilization below 30 percent to maintain a good credit score. This means if you have $10,000 in available credit, your outstanding balances should ...