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  2. How to apply for a credit card and get approved - AOL

    www.aol.com/finance/apply-credit-card-approved...

    Learn everything you need to do to apply for a credit card and increase your chances of approval. ... For example, if you’re approved for a credit card and offered a credit limit of $10,000, you ...

  3. How To Apply For a Credit Card and Get Approved - AOL

    www.aol.com/finance/apply-credit-card-approved...

    4. Pay Down Debt First. Pay down outstanding debt on existing cards before applying for a new credit card. Typically, it’s good to keep outstanding balances below 30% of your credit.

  4. How to See If You're Prequalified for a Credit Card - AOL

    www.aol.com/finance/see-youre-prequalified...

    An actual pre-approval requires a hard credit inquiry, which you have to agree to let the lender make because it affects your credit. ... When you put in the official application for a credit card ...

  5. Pre-approval - Wikipedia

    en.wikipedia.org/wiki/Pre-approval

    In lending, a pre-approval is the pre-qualification for a loan or mortgage of a certain value range. [1]For a general loan a lender, via public or proprietary information, feels that a potential borrower is completely credit-worthy enough for a certain credit product, and approaches the potential customer with a guarantee that should they want that product, they would be guaranteed to get it.

  6. What does it mean when your credit card application is ... - AOL

    www.aol.com/finance/does-mean-credit-card...

    People with good or excellent credit have the best chance of getting approved for an instant approval credit card. The bottom line The best way to avoid a pending status is to provide complete and ...

  7. Prescreen - Wikipedia

    en.wikipedia.org/wiki/Prescreen

    These banks offered a specific set of credit products and services that met the needs of their community. When a potential customer would walk into their branch and apply for a credit product (like a credit card for example), the bank would evaluate the consumer's credit history and decide whether or not to approve the application.

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