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  2. New Jersey Department of Banking and Insurance - Wikipedia

    en.wikipedia.org/wiki/New_Jersey_Department_of...

    The New Jersey Department of Banking and Insurance (DOBI) is one of 15 principal departments in New Jersey government. The department's mission is to regulate the banking, insurance and real estate industries in a professional and timely manner that protects and educates consumers and promotes the growth, financial stability and efficiency of these industries. [1]

  3. Real estate license - Wikipedia

    en.wikipedia.org/wiki/Real_estate_license

    A real estate license is an authorization issued by a government body to give agents and brokers the legal authority to represent a home seller or buyer in a real estate transaction. Real estate agents and real estate brokers are required to be licensed when conducting real estate transactions in the United States and in a small number of other ...

  4. How much does a boat cost to purchase and own? - AOL

    www.aol.com/finance/much-does-boat-cost-purchase...

    So, using the example above, the average annual cost of insurance for a $20,000 boat would be between $200 and $1,000 a year. Boat taxes: They are required in some states. If your state charges a ...

  5. NJM Insurance Group - Wikipedia

    en.wikipedia.org/wiki/NJM_Insurance_Group

    NJM Insurance Group, originally known as New Jersey Manufacturers Casualty Insurance Company, formed as a workers’ compensation insurance company on June 7, 1913, two years after New Jersey passed the Workmen's Compensation Act [4] which required all employers to carry insurance coverage for injured workers. [5]

  6. How much boat can I afford? 3 steps to calculate your budget

    www.aol.com/finance/much-boat-afford-3-steps...

    Boat prices vary depending on the model, make, size, features and condition. For instance, an 18- to 25-foot used pontoon can cost between $8,000 and $12,000 .

  7. PIP insurance in New Jersey - AOL

    www.aol.com/finance/pip-insurance-jersey...

    Get up to speed on New Jersey’s PIP insurance requirements with Bankrate. ... $15,000 of PIP insurance is legally required in New Jersey, but you can purchase up to $250,000 of PIP for ...

  8. Marine insurance - Wikipedia

    en.wikipedia.org/wiki/Marine_insurance

    A co-insurance, which typically governs non-proportional treaty reinsurance, is an excess expressed as a proportion of a claim in percentage terms and applied to the entirety of a claim. Co-insurance is a penalty imposed on the insured by the insurance carrier for under reporting/declaring/insuring the value of tangible property or business income.

  9. Riparian water rights - Wikipedia

    en.wikipedia.org/wiki/Riparian_water_rights

    Riparian water rights exist in many jurisdictions with a common law heritage, such as Canada, Australia, New Zealand, and states in the eastern United States. [1] Common land ownership can be organized into a partition unit, a corporation consisting of the landowners on the shore that formally owns the water area and determines its use. [2]