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  2. Can you pay to remove negative items from your credit report?

    www.aol.com/finance/pay-remove-negative-items...

    The negative mark will disappear from your credit report when it expires. Collection accounts are removed from your credit report after seven years, whether the debt was paid or not. The seven ...

  3. What is a pay-for-delete letter? - AOL

    www.aol.com/finance/pay-delete-letter-195458239.html

    A pay-for-delete letter is a written request sent to a creditor or collection agency asking them to remove a negative entry from your credit report in exchange for payment. The primary goal is to ...

  4. How to Remove Derogatory Items From Your Credit Report - AOL

    www.aol.com/remove-derogatory-items-credit...

    Missed payment. 7 years. Account charge-off. 7 years. Repossession. 7 years. Collections. 7 years. Student loan delinquency or default. 7 years. Debt settlement. 7 years

  5. Can a goodwill letter get late payments removed from your ...

    www.aol.com/finance/goodwill-letters-payments...

    While there are no guarantees, a well-written goodwill letter may persuade a creditor to ask the credit bureau to remove the negative mark from your credit report. If the bureau agrees, the update ...

  6. Fair Credit Reporting Act - Wikipedia

    en.wikipedia.org/wiki/Fair_Credit_Reporting_Act

    Investigate consumer disputes received from credit reporting agencies; Correct, delete, or verify information within 30 days of receipt of a dispute; and, Inform consumers about negative information which is in the process of or has already been placed on a consumer's credit report within one month.

  7. 8 steps to remove old debt from your credit report

    www.aol.com/finance/8-steps-remove-old-debt...

    If a collection agency bought your 10-year-old retail card debt and has started putting it on your credit report with a different date, for example, you may be able to remove that collection item ...

  8. Bad debt - Wikipedia

    en.wikipedia.org/wiki/Bad_debt

    Business bad debts are debts closely related to your business or trade. [12] They are created or gained through transactions directly or closely related to your business or trade. A loss from a business bad debt occurs once the debt acquired or gained has become wholly or partly worthless. Bad business debt examples include: Credit sales to ...

  9. Business credit monitoring - Wikipedia

    en.wikipedia.org/wiki/Business_credit_monitoring

    Business credit monitoring or company credit tracking is the monitoring of a business's credit history over time using business credit reports.They are largely used as a method to determine a company's ability to pay its debts, this type of monitoring/tracking can help credit grantors determine the creditworthiness of a business.

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