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2. Debt consolidation vs. Bankruptcy: Which is right for you?

   www.aol.com/finance/debt-consolidation-vs...

   It may damage your credit: Bankruptcy can ruin your credit, making it harder to qualify for future financing — like a mortgage loan. The higher your credit score, the greater the damage.

3. How to rebuild credit after bankruptcy - AOL

   www.aol.com/finance/rebuilding-credit-bankruptcy...

   Here are seven steps you can take to rebuild your credit and get better rates on loans and credit lines sooner rather than later. 1. Keep up with payments on existing loans

4. Different credit repair options: How they work and how to choose

   www.aol.com/finance/different-types-credit...

   Combining multiple credit card debts into one new personal loan may improve your credit by lowering your credit utilization ratio. Credit utilization makes up 30 percent of your FICO score.

5. Pros and cons of credit repair: What to know before you start

   www.aol.com/finance/pros-cons-credit-repair-know...

   Approach. Strategy. Steps. Debt snowball. Start by paying off the smallest debt first, then work up your list of debts. List all of your debts from smallest to largest.

6. 6 Ways To Rebuild Your Credit After Filing For Bankruptcy - AOL

   www.aol.com/6-ways-rebuild-credit-filing...

   The following is a primer on how to rebuild your credit based on tutorials for post-bankruptcy credit repair from those who know best — the three credit reporting agencies, TransUnion, Equifax ...

7. The biggest pros and cons of personal loans for bad credit - AOL

   www.aol.com/finance/pros-cons-bad-credit-loans...

   Bad credit loans come with higher interest rates than other types of personal loans. Rates may be similar to those of credit cards , which averaged 20.66 percent in May. But credit card interest ...