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A home renovation can change your insurance needs. Key takeaways. Significant home renovations can impact the value of your home, and you may need to adjust your homeowners insurance accordingly.
Despite their wow factor, major kitchen remodels and bathroom renovation projects typically don’t offer a good return on investment because of their high costs, which can range anywhere from ...
Key takeaways. There are multiple renovation loan options for people who want to borrow money to improve or renovate their homes. Some loans let you finance a home purchase and renovation at the ...
The cost of homeowner's insurance often depends on what it would cost to replace the house and which additional endorsements or riders are attached to the policy. The insurance policy is a legal contract between the insurance carrier (insurance company) and the named insured(s). It is a contract of indemnity and will put the insured back to ...
Builder's risk insurance is "coverage that protects a person's or organization's insurable interest in materials, fixtures and/or equipment being used in the construction or renovation of a building or structure should those items sustain physical loss or damage from a covered cause." [2]
To the extent that the carrier has knowingly or carelessly sold excessive (i.e. unnecessary) insurance, such a practice may constitute consumer fraud. Replacement cost coverage is designed so the policy holder will not have to spend more money to get a similar new item and that the insurance company does not pay for intangibles. [4]
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