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January 2009, MasterCard and Cyota Inc. acquired the controlled payment number system developed by Orbiscom, a Dublin-based payment processing company. [2] In the United States, the system is used by the following credit card issuers: Bank of America "ShopSafe" (inherited when it acquired MBNA) (and now discontinued-see below) [3] and Citibank "Virtual Account Numbers". [4]
There are several types of security codes and PVV (all generated from DES key in the bank in HSM modules using PAN, expiration date and service code): . The first code, 3 numbers, called CVC1 or CVV1, is encoded on track one and two of the magnetic stripe of the card and used for card present transactions, with signature (second track also contains pin verification value, PVV, but now it is ...
The point mentions that the phisher has the card number and all details except the CVV2 number, then tricks the cardholder into entering the CVV2 number. Quote: There is now also a scam where a phisher has already obtained the card account number and gives this information to the victims before asking for the CVV2.
CVV2 numbers are CVV numbers that are generated by a second-generation process that makes the numbers more difficult for would-be frauds to guess. CSC numbers are also referred to as: CVC: Card ...
AVS is available in a number of countries, including the United States, Canada, and the United Kingdom. Though the checks can vary between card companies, AVS typically verifies only the numeric portions of a cardholder's billing address, resulting in certain anomalies like apartment numbers, which can cause false declines.
A Diceware word list is any list of 6 5 = 7 776 unique words, preferably ones the user will find easy to spell and to remember. The contents of the word list do not have to be protected or concealed in any way, as the security of a Diceware passphrase is in the number of words selected, and the number of words each selected word could be taken ...
PAN : Payment card number 4400664987366029, up to 19 digits; FS : Field separator "^" NM : Name, 2 to 26 characters (including separators, where appropriate, between surname, first name etc.) FS : Field separator "^" ED : Expiration data, 4 digits or "^" SC : Service code, 3 digits or "^" DD : Discretionary data, balance of characters
social (in the context of social security number) spats spatterdashes spec specialist specification speculation specs specifications spectacles sperm spermaceti spermatozoön staph staphylococcus stat statim (borrowed from Latin) stats statistics steno stenographer stereo stereophony strep streptococcus stude student sub subaltern subeditor ...