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  2. What is joint borrowing? - AOL

    www.aol.com/finance/joint-borrowing-190834758.html

    For example, joint personal loans are fairly common among couples when one person has lower credit or when two incomes can help the couple qualify for a larger loan amount. Applying for a joint ...

  3. 5 Questions to Ask Before You Get a Joint Loan with ... - AOL

    www.aol.com/news/5-questions-ask-joint-loan...

    Here are some things you should consider before you take out a loan with your significant other.Image source: Getty Images. 5 Questions to Ask Before You Get a Joint Loan with Your Partner Skip to ...

  4. 6 Myths Couples Should Stop Believing About Joint Bank Accounts

    www.aol.com/news/2013-01-28-marriage-joint-bank...

    By Mandi Woodruff Setting up a joint bank account to cover shared expenses is a pretty standard move for most couples, but things start to get a little dicey when credit cards join the mix.

  5. Equal Credit Opportunity Act - Wikipedia

    en.wikipedia.org/wiki/Equal_Credit_Opportunity_Act

    The Equal Credit Opportunity Act (ECOA) is a United States law (codified at 15 U.S.C. § 1691 et seq.), enacted October 28, 1974, [1] that makes it unlawful for any creditor to discriminate against any applicant, with respect to any aspect of a credit transaction, on the basis of race, color, religion, national origin, sex, marital status, or age (provided the applicant has the capacity to ...

  6. Loan - Wikipedia

    en.wikipedia.org/wiki/Loan

    Interest rates on unsecured loans are nearly always higher than for secured loans because an unsecured lender's options for recourse against the borrower in the event of default are severely limited, subjecting the lender to higher risk compared to that encountered for a secured loan. An unsecured lender must sue the borrower, obtain a money ...

  7. Everything You Need To Know About a Joint Credit Card - AOL

    www.aol.com/finance/everything-know-joint-credit...

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  8. Joint liability groups - Wikipedia

    en.wikipedia.org/wiki/Joint_Liability_Groups

    Joint Liability Group is a group of 4-10 people of the same village or locality of homogenous nature and of the same socioeconomic background who mutually come together to form a group for the purpose of availing loan from a bank without any collateral.

  9. 8 types of personal loans and their uses — plus 5 to avoid

    www.aol.com/finance/types-personal-loans-uses...

    Payday loans: These loans are a costly form of debt that cater to borrowers with poor credit. Payday loans typically come with steep fees and interest rates well over 300 percent.

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