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  2. Don't fall for a credit repair scam: Clean up your credit for ...

    www.aol.com/finance/credit-repair-160240600.html

    DIY credit repair: 5 steps to clean up your credit When it comes to errors on your credit reports, you have the legal right to get the information removed or fixed for free.

  3. Millions hurt by credit repair firms to share $1.8 ... - AOL

    www.aol.com/millions-hurt-credit-repair-1...

    Checks will be mailed in coming weeks to 4.3 million consumers who were charged illegal advance fees or subjected to allegedly deceptive bait-and-switch advertising by Lexington Law, CreditRepair ...

  4. Bad check restitution program - Wikipedia

    en.wikipedia.org/wiki/Bad_Check_Restitution_Program

    A bad check restitution program (BCRP) is a program in the United States that works to retrieve funds from bad check writers in order to repay moneys owed to the recipients of the checks. In other words, these are debt collection operations. Many of these programs are operated by private companies that add fees that may exceed $200, regardless ...

  5. Criticism of credit scoring systems in the United States

    en.wikipedia.org/wiki/Criticism_of_credit...

    The non-profit organization Student Debt Crisis along with Summer, a social impact startup that helps student debt holders published a national survey in 2018 that found 59% of respondents were prevented from making large purchases, 56% from buying a home, and 42% from buying a car. 58% reported that their credit scores had declined due to the ...

  6. Check washing - Wikipedia

    en.wikipedia.org/wiki/Check_washing

    Check washing is the process of erasing details from checks to allow them to be rewritten, usually for criminal purposes such as fraudulent withdrawal from the victim's bank account. [ 1 ] Various steps can be taken by the writer of the check to reduce the possibility of falling victim to check washing.

  7. Can I Get a Checking Account With Bad Credit? - AOL

    www.aol.com/finance/checking-account-bad-credit...

    Yes, you can open a checking account with bad credit but it may hinder the process or make it more difficult. This especially applies if the reason you have bad credit includes overdue bills ...

  8. Bank fraud - Wikipedia

    en.wikipedia.org/wiki/Bank_fraud

    The bank fraud statute federally criminalizes check-kiting, check forging, non-disclosure on loan applications, diversion of funds, unauthorized use of automated teller machines (ATMs), credit card fraud, and other similar offenses. Section 1344 does not cover certain forms of money laundering, bribery, and passing bad checks.

  9. Is no credit better than bad credit? - AOL

    www.aol.com/finance/no-credit-better-bad-credit...

    Most issuers report account activity on authorized users’ credit reports, which means you can build credit by having a parent or spouse’s established credit line reported on your report.

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