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Whereas banks in Ghana offer high-value, long-term loans, Susu collectors can offer low-value advances or credit in the short term (usually less than a month) that is interest free. If larger sums are required, and they know the client personally, they can offer credit at higher rates than the banks, but without collateral to secure the loan.
The Ghana Interbank Payment and Settlement Systems (GhIPSS) is the Government of Ghana agency responsible for the interconnecting banks that operate in Ghana. One of the aims of GhIPSS is to link all automated teller machines and E-zwich point of sales terminal for cross usage.
Vincent Cyril Richard Arthur Charles (V.C.R.A.C.) Crabbe JSC, FGA (29 October 1923 – 7 September 2018) was a Ghanaian jurist and public servant. He was a judge of the Supreme Court of Ghana from 1970 to 1972 and from 1980 to 1981.
Property law in Ghana; R. Re Akoto and 7 Others; Right to Information Bill; S. Sallah v. Attorney-General; T. Trademarks Act, 2004; Tuffour v. Attorney-General
The first Ghanaian to head this ministry is Komla Agbeli Gbedemah who assumed this position in 1954 when the Britain allowed Kwame Nkrumah to form a government prior to gaining full independence in 1957. The Ministry has at various times been designated as Ministry of Finance or as it is currently, the Ministry of Finance and Economic Planning.
Rural banks were first established in Ghana in 1976 to provide banking services, provide credit to small-scale farmers and businesses and support development projects, with the first being in Agona Nyakrom in Central Region. [1] [2] [3] The banks are locally owned and managed. [4] By 2002 115 rural banks had been established. [5]
Fear and uncertainty has gripped Ghana's LGBT community, already facing limited rights. The bill, considered one of Africa's most draconian anti-LGBT laws, has been condemned by the UN.
Financial inclusion is the availability and equality of opportunities to access financial services. [1] It refers to processes by which individuals and businesses can access appropriate, affordable, and timely financial products and services—which include banking, loan, equity, and insurance products.