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10-year fixed rate. 6.02%. 5/1 adjustable rate mortgage. 6.49%. 30-year fixed FHA rate. 6.87%. 30-year fixed VA rate. 6.65%. ... For a 5/1 adjustable-rate mortgage, the first number indicates the ...
A 5/1 ARM works in much the same way as a 10/1 ARM, but the initial, fixed-rate period is shorter – just five years. Generally, the interest rate on the 10/1 will be a little higher than the 5/1.
A variable-rate mortgage, adjustable-rate mortgage (ARM), or tracker mortgage is a mortgage loan with the interest rate on the note periodically adjusted based on an index which reflects the cost to the lender of borrowing on the credit markets. [1] The loan may be offered at the lender's standard variable rate/base rate. There may be a direct ...
10-year fixed rate. 6.08%. 5/1 adjustable rate mortgage. 6.45%. 30-year fixed FHA rate. 6.89%. 30-year fixed VA rate. 6.75%. ... For a 5/1 adjustable-rate mortgage, the first number indicates the ...
Average mortgage rates for popular terms are finally inching down week over week as of Monday, December 2, 2024, with the 30-year fixed purchase rate retreating from 7.00%.
10-year fixed rate. 6.16%. 5/1 adjustable rate mortgage. 6.25%. 30-year fixed FHA rate. 7.01%. 30-year fixed VA rate. 7.00%. ... For a 5/1 adjustable-rate mortgage, the first number indicates the ...
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