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If you live in a no-fault state and you’re not at fault for an accident, your own insurance might cover your medical costs, while the property damage would still be the responsibility of the at ...
This means if you are involved in an accident with someone who does not have insurance coverage and the accident is ruled the other driver’s fault, then the uninsured motorist coverage would apply.
So how does car insurance work when you are not at fault for an accident? In the event of a not-at-fault accident, meaning an accident you did not cause, the claim will be handled based on the ...
(California Code of Civil Procedure section 337.60). Otherwise a plaintiff will have to prove that financially dependency on the deceased person. For automobile accidents in California, a plaintiff must show proof of financial responsibility (California Vehicle Code sections 16000-16078) to claim economical and non-economical damages. [38]
24 states originally enacted no-fault laws in some form between 1970 and 1975; several of them have repealed their no-fault laws over time. Colorado repealed its no-fault system in 2003. Florida's no-fault system sunsetted on 1 October 2007, but the Florida legislature passed a new no-fault law which took effect 1 January 2008.
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The state ranks number one in staged car accidents across the US according to the National Insurance Crime Bureau [20] [21] and is the most expensive state for auto insurance. Being a no-fault insurance state that requires a certain amount of personal injury protection for auto insurance, [22] insurance companies are required to pay up to ...
When it comes to car insurance, a state is classified as either a no-fault state or a tort state. In no-fault states, PIP pays out to cover your injuries after an accident regardless of fault.