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  2. Credit counseling: What to know before signing up - AOL

    www.aol.com/finance/credit-counseling-know...

    Credit counseling involves working with an agency that will take a detailed look into your finances and make recommendations to help you get out of debt. This strategy can help you take control of ...

  3. Don't fall for a credit repair scam: Clean up your credit for ...

    www.aol.com/finance/credit-repair-160240600.html

    Credit counselors are certified by the National Foundation for Credit Counseling, which offers an online form to connect with help. Consumer Financial Protection Bureau.

  4. How to clean up credit reports - AOL

    www.aol.com/finance/clean-credit-reports...

    Credit counseling agencies, specialized attorneys and credit repair companies can help you understand your credit report and get it cleaned up. They can do most, if not all, of the hands-on work ...

  5. Credit counseling - Wikipedia

    en.wikipedia.org/wiki/Credit_counseling

    Credit counseling (known in the United Kingdom as debt counseling) is commonly a process that is used to help individual debtors with debt settlement through education, budgeting and the use of a variety of tools with the goal to reduce and ultimately eliminate debt. [1]

  6. How to get debt relief - AOL

    www.aol.com/finance/where-debt-relief-help...

    Credit counseling agencies can help you get out of debt through a debt management plan and provide you with the necessary tools to understand how to better manage your finances in the future. 4 ...

  7. Debt management plan - Wikipedia

    en.wikipedia.org/wiki/Debt_management_plan

    DMPs for consumers are often negotiated by a credit counseling agency on behalf of the debtor. [1] Credit counseling agencies often address the debt by working with the debtor to set a budget based on their regular income and expenditures that will then include one regular bill payment that is allocated across the creditor(s). Agencies will ...

  8. Bankruptcy Abuse Prevention and Consumer Protection Act

    en.wikipedia.org/wiki/Bankruptcy_Abuse...

    The Department of Justice also indicated it would not oppose a debtor's eligibility to file bankruptcy because the debtor did not fulfill the credit counseling requirements before filing. [citation needed] U.S. Trustees have the discretion to grant waivers of the credit counseling requirements to debtors. See

  9. A comprehensive guide to debt relief programs - AOL

    www.aol.com/finance/debt-relief-guide-know...

    A balance transfer credit card allows you to move existing debts from other credit cards to a single one. Balance transfer credit cards offer a 0 percent intro annual percentage rate (APR) on a ...