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The devastation in Haiti and California's recent earthquake are reminders that preparedness is vital for all homeowners in earthquake zones. From the proper insurance to securing your home, we ...
After a 4.8 magnitude earthquake struck Friday in Hunterdon County, insurance brokers reported a spike in inquiries about whether homes are covered for earthquake damage.
Earthquake insurance: Earthquakes and earth movements are not covered in a standard homeowners policy. In most states, homeowners may be able to purchase an endorsement to cover damage from ...
About 55 earthquakes a day – 20,000 a year – are recorded by the National Earthquake Information Center. A quick guide to how they are measured. Earthquakes happen all the time, you just can't ...
Seismic codes or earthquake codes are building codes designed to protect property and life in buildings in case of earthquakes. The need for such codes is reflected in the saying, "Earthquakes don't kill people—buildings do." Or in expanded version, "Earthquakes do not injure or kill people. Poorly built manmade structures injure and kill ...
Earthquake modification techniques and modern building codes are designed to prevent total destruction of buildings for earthquakes of no greater than 8.5 on the Richter Scale. [4] Although the Richter Scale is referenced, the localized shaking intensity is one of the largest factors to be considered in building resiliency.
The most basic home insurance policy is an HO-1, which provides coverage on the structure of your home. An HO-2 is a step above the HO-1, as it covers your home and personal belongings for named ...
Seismic risk or earthquake risk is the potential impact on the built environment and on people's well-being due to future earthquakes. [1] Seismic risk has been defined, for most management purposes, as the potential economic, social and environmental consequences of hazardous events that may occur in a specified period of time.