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  2. How to choose the best home insurance company - AOL

    www.aol.com/finance/choose-best-home-insurance...

    A standard HO-3 home insurance policy covers many things, including your home’s physical structure, as well as other structures like a swimming pool or detached garage, your personal belongings ...

  3. How to get home insurance discounts - AOL

    www.aol.com/finance/home-insurance-discounts...

    Discount amounts can be capped: Though some home insurance discounts are stackable, most insurance companies cap the total amount you can save on a policy. Though the amount varies by the ...

  4. Replacement value - Wikipedia

    en.wikipedia.org/wiki/Replacement_value

    If insurance carriers honestly determine replacement cost, it becomes a "win-win" for both for the carriers and the customers. However, when a replacement cost determination is made by the carrier (and, perhaps, its third party expert) that exceeds the actual cost of replacement, the customer is likely to be paying for more insurance than ...

  5. Independent Insurance Agents & Brokers of America - Wikipedia

    en.wikipedia.org/wiki/Independent_Insurance...

    The IIABA has spent more than $1 million in 2010 in lobbying efforts on federal crop insurance, insurance licensing reform, and other insurance issues. [2]The IIABA supported the National Association of Registered Agents and Brokers Reform Act of 2013 (H.R. 1155; 113th Congress), a bill which would reduce the regulatory costs of complying with multiple states' requirements for insurance ...

  6. Cost estimate - Wikipedia

    en.wikipedia.org/wiki/Cost_estimate

    Other costs and pricing are added, such as overhead, profit, sales or use taxes, payment and performance bonds, escalation, and contingency. [31] The costs which are applied to the line-item quantities may come from a cost book (either internal or external) or cost database. For construction contractors or construction managers it is important ...

  7. How many mortgage lenders should I apply to? - AOL

    www.aol.com/finance/many-mortgage-lenders-apply...

    Whether you’re buying a home or refinancing, there’s some prep work involved when it comes to applying for a mortgage with more than one lender. Follow these steps: Follow these steps: Step 1.

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