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  2. Flood insurance rate map - Wikipedia

    en.wikipedia.org/wiki/Flood_Insurance_Rate_Map

    The term 100-year flood indicates that the area has a one-percent chance of flooding in any given year, not that a flood will occur every 100 years. [2] Such maps are used in town planning, in the insurance industry, and by individuals who want to avoid moving into a home at risk of flooding or to know how to protect their property. FIRMs are ...

  3. National Flood Insurance Program - Wikipedia

    en.wikipedia.org/wiki/National_Flood_Insurance...

    The National Flood Insurance Program (NFIP) is a program created by the Congress of the United States in 1968 through the National Flood Insurance Act of 1968 (P.L. 90-448). The NFIP has two purposes: to share the risk of flood losses through flood insurance and to reduce flood damages by restricting floodplain development.

  4. National Flood Insurance Act of 1968 - Wikipedia

    en.wikipedia.org/wiki/National_Flood_Insurance...

    The bill would amend the National Flood Insurance Act of 1968 to prohibit the Federal Emergency Management Agency from providing flood insurance to prospective insureds at rates less than those estimated for any property purchased after the expiration of such six-month period (currently, any property purchased after July 6, 2012). [9]

  5. Louisiana, 9 other states ask federal judge to block changes ...

    www.aol.com/news/louisiana-9-other-states-ask...

    Increases in federal flood insurance premiums that are projected to surpass 700% over the coming years are already leading people to back out of home purchases and will likely lead to an exodus of ...

  6. Understanding FEMA’s Risk Rating 2.0 system for flood insurance

    www.aol.com/finance/understanding-fema-risk...

    Flood insurance rate changes by state. ... Louisiana. $1,904. $871. $515,620 ... These discounts include current premium reductions for properties mapped before and after the Flood Insurance Rate ...

  7. Flood insurance costs rise in areas once deemed lower risk - AOL

    www.aol.com/finance/flood-insurance-costs-rise...

    Under a revamped federal flood insurance program rolled out this fall, millions of homeowners are set for rate hikes that officials say more accurately reflect a property’s risk. The overhaul is ...

  8. Homeowner Flood Insurance Affordability Act of 2014 - Wikipedia

    en.wikipedia.org/wiki/Homeowner_Flood_Insurance...

    The bill would delay the flood insurance premium increases mandated under the Biggert–Waters Flood Insurance Reform Act of 2012 for four years. [1] During that time, the Federal Emergency Management Agency is supposed to come up with a plan to make the premiums cheaper and reassess its maps of areas that are likely to flood (and therefore ...

  9. Congressional committee to hear testimony from Louisiana on ...

    www.aol.com/congressional-committee-hear...

    One Louisianian and potentially more will speak to a Congressional Committee about rising flood insurance costs. Congressional committee to hear testimony from Louisiana on effects of FEMA flood ...

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