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Major banks suffered losses from AAA-rated created by financial engineering (which creates apparently risk-free assets out of high risk collateral) that required less capital according to Basel II. Lending to AA-rated sovereigns has a risk-weight of zero, thus increasing lending to governments and leading to the next crisis. [ 203 ]
Vivekananda has had a large influence in Modi's life. [66] In mid 1968, Modi reached Belur Math but was turned away, after which he visited Calcutta, West Bengal and Assam, stopping in Siliguri and Guwahati. He then went to the Ramakrishna Ashram in Almora, where he was again rejected, before returning to Gujarat via Delhi and Rajasthan in 1968 ...
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