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A variable-rate CD — also called a flex CD — is a type of certificate of deposit with an interest rate that can fluctuate periodically over the term of the CD based on market conditions.
Robert Hayden (August 4, 1913 – February 25, 1980) was an American poet, essayist, and educator. He served as Consultant in Poetry to the Library of Congress from 1976 to 1978, a role today known as US Poet Laureate. [ 1 ]
A jumbo CD is a certificate of deposit that requires a minimum of $100,000 to open the account. Like regular CDs, jumbo CDs come with a fixed interest rate and term.
Best CD rates today: Enter 2025 with guaranteed yields of up to 4.27% APY on terms of 12+ months — Dec. 31, 2024
A brokered CD is a certificate of deposit you buy through a brokerage firm, instead of from a bank or credit union. Like traditional CDs, you choose a term length that comes with a set interest rate.
A certificate of deposit (CD) is a low-risk deposit account that earns a fixed rate of return. In exchange for this guaranteed yield, you agree to lock up your money until the CD’s term expires ...
How a CD ladder works. Let’s say you have $30,000 to invest in a high-yield CD. You might put the entire lump sum into a long-term CD of 12 months or longer to earn a high rate of return.
The FDIC reports average national deposit rates on a $10,000 minimum deposit as of March 18, 2024. Here's how they compare to previously reported rates on February 20, 2024: 1-month CD — 0.22% ...