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2. What is mortgage insurance? - AOL

   www.aol.com/finance/mortgage-insurance-174421492...

   Mortgage insurance is an insurance policy that protects the mortgage lender, but the borrower is the one who pays for it. With mortgage insurance, the lender or titleholder is covered in case you ...

3. What is an FHA mortgage insurance premium? - AOL

   www.aol.com/finance/fha-mortgage-insurance...

   FHA upfront mortgage insurance premium: 1.75 percent of the loan amount. ... you’ll also pay annual premiums at the 0.55% rate, or $150 a month, for the entire loan term.

4. Mortgage insurance - Wikipedia

   en.wikipedia.org/wiki/Mortgage_insurance

   Mortgage insurance (also known as mortgage guarantee and home-loan insurance) is an insurance policy which compensates lenders or investors in mortgage-backed securities for losses due to the default of a mortgage loan. Mortgage insurance can be either public or private depending upon the insurer.

5. Mortgage insurance vs homeowners insurance: what’s the ...

   www.aol.com/finance/mortgage-insurance-vs...

   Mortgage insurance — sometimes referred to as PMI — financially protects your lender if you default on mortgage payments; homeowners insurance financially protects your home with coverage for ...

6. Rate making - Wikipedia

   en.wikipedia.org/wiki/Rate_making

   A rate "is the price per unit of insurance for each exposure unit, which is the unit of measurement used in insurance pricing". The exposure unit is used to establish insurance premiums by examining parallel groups. [1] The pure premium "refers to that portion of that

7. Collateral protection insurance - Wikipedia

   en.wikipedia.org/.../Collateral_protection_insurance

   Collateral Protection Insurance, or CPI, insures property held as collateral for loans made by lending institutions. CPI, also known as force-placed insurance and lender placed insurance, [1] may be classified as single-interest insurance if it protects the interest of the lender, a single party, or as dual-interest insurance coverage if it protects the interest of both the lender and the ...

8. What Is an Upfront Mortgage Insurance Premium? - AOL

   www.aol.com/finance/cant-afford-down-payment-try...

   When buying a home or refinancing an existing mortgage, if you don't have a large enough down payment, you may have to purchase mortgage insurance. Some loans, such as an FHA loan, require that ...

9. Insurance - Wikipedia

   en.wikipedia.org/wiki/Insurance

   Mortgage insurance insures the lender against default by the borrower. Mortgage insurance is a form of credit insurance, although the name "credit insurance" more often is used to refer to policies that cover other kinds of debt. Many credit cards offer payment protection plans which are a form of credit insurance.