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  2. Can a goodwill letter get late payments removed from your ...

    www.aol.com/finance/goodwill-letters-payments...

    A goodwill letter is a formal letter sent to a creditor, lender or collection agency to request forgiveness for a late payment or other negative item on your credit report. In the letter, you ...

  3. Fixed penalty notice - Wikipedia

    en.wikipedia.org/wiki/Fixed_penalty_notice

    A penalty notice issued by local authority parking attendants is a civil penalty backed with powers to obtain payment by civil action and is defined as a penalty charge notice (PCN), distinguishing it from other FPNs which are often backed with a power of criminal prosecution if the penalty is not paid; in the latter case the "fixed penalty" is ...

  4. Can’t Afford Your Car Payment Anymore? 9 Things You ... - AOL

    www.aol.com/finance/t-afford-car-payment-anymore...

    A 2023 report from Moody's Investors Service indicates that new auto loan delinquencies are on the rise. In the second quarter of 2023, the delinquency rate for new auto loans climbed to 7.3%, up ...

  5. Americans have always sought debt relief after the holidays ...

    www.aol.com/finance/americans-always-sought-debt...

    But with the average payment for used cars at $525 and for new cars at $734, per Experian, that rule of thumb is out the window. "We're seeing individuals paying 21%-22% of their income toward car ...

  6. Sworn declaration - Wikipedia

    en.wikipedia.org/wiki/Sworn_declaration

    A sworn declaration (also called a sworn statement or a statement under penalty of perjury) is a document that recites facts pertinent to a legal proceeding.It is very similar to an affidavit but is not witnessed and sealed by an official such as a notary public.

  7. Late Payment Directive - Wikipedia

    en.wikipedia.org/wiki/Late_Payment_Directive

    The Late Payment Directive, 2011/7/EU [1] is a Directive of the European Union concerning commercial late payments. It replaced the previous Late Payment Directive 2000/35/EC. [2] Like all European Union directives, this is an instrument which requires member states to enact its provisions in national legislation by 16 March 2013. [3]

  8. Demand letter - Wikipedia

    en.wikipedia.org/wiki/Demand_letter

    A demand letter, letter of demand, [1] (of payment), or letter before claim, [2] is a letter stating a legal claim (usually drafted by a lawyer) which makes a demand for restitution or performance of some obligation, owing to the recipients' alleged breach of contract, or for a legal wrong.

  9. Driving without insurance in Louisiana: What you need to know

    www.aol.com/finance/driving-without-insurance...

    Reason for fee. Amount. Failure to provide proof of insurance within three days. $500-$1,000. Lapsed insurance for 11-30 days. $125. Lapsed insurance for 31-90 days

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