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2. Alternatives to debt relief - AOL

   www.aol.com/finance/alternatives-debt-relief...

   Struggling to handle debt. If your debt keeps growing after exhausting all of your options, debt relief companies may be able to settle your debt for less than what you originally owed. Can’t ...

3. How to get debt-free - AOL

   www.aol.com/finance/debt-free-202046867.html

   Getting debt-free in a year relies on your willingness to commit to a budget, adopt a payoff strategy and stick to it. The most important aspect is to always look forward to success. Don’t get ...

4. Debt consolidation without a loan: Here’s how to do it

   www.aol.com/finance/alternatives-debt...

   A debt consolidation loan can simplify debt repayment and even help you save money in the long run. But for it to be effective, you must identify and address the financial habits that led to the ...

5. Best credit counseling services - AOL

   www.aol.com/finance/best-credit-counseling...

   MMI offers free counseling sessions, but you will have an additional charge if you use a debt management plan. It also offers 24/7 counseling access, or you can get started sooner with its online ...

6. How to consolidate debt without hurting your credit

   www.aol.com/finance/consolidate-debt-without...

   That extra cash could help you pay off your debt faster. Cons of debt consolidation. It’s also important to understand the downsides: Upfront costs: That personal loan or HELOC doesn’t come ...

7. Debt-Free Future: The Best and Worst Debt-Relief ... - AOL

   www.aol.com/debt-free-future-best-worst...

   National Debt Relief sits at or near the top of most best-of roundups that cover the industry. It boasts an A+ rating with the Better Business Bureau (BBB) and holds 4.23 out of 5 stars after more ...

8. Personal loan alternatives for bad-credit borrowers - AOL

   www.aol.com/finance/alternatives-bad-credit...

   8 personal loan alternatives for bad-credit borrowers While bad credit loans provide quick access to cash, other options may offer lower costs and — in some cases — similar speed.

9. What are debt relief companies and how do they work? - AOL

   www.aol.com/finance/debt-relief-companies-look-3...

   Working with a debt management company can result in less debt or a faster payoff — but there are often hefty fees, often up to 25 percent of the debt enrolled, attached to the services.