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2. Common personal loan myths — and the actual facts you ... - AOL

   www.aol.com/finance/common-personal-loan-myths...

   Myth: Personal loans are worse than credit cards. For those with a good to excellent credit score and a stable income, the interest rate on personal loans is often lower than credit cards. You may ...

3. What is a bad credit personal loan? Here’s what to know - AOL

   www.aol.com/finance/bad-credit-loans-know-decide...

   They see a low credit score as a sign of higher risk to them. So, they charge higher interest rates to help ensure they make money. Bad credit personal loan rates may reach 35.99 percent.

4. Best home improvement loans with bad credit - AOL

   www.aol.com/finance/best-home-improvement-loans...

   However, those with bad credit — which lenders often define as a FICO score below 630 — may have a harder time getting approved for a home improvement loan. Thankfully, there are lenders that ...

5. Subprime lending - Wikipedia

   en.wikipedia.org/wiki/Subprime_lending

   v. t. e. In finance, subprime lending (also referred to as near-prime, subpar, non-prime, and second-chance lending) is the provision of loans to people in the United States who may have difficulty maintaining the repayment schedule. [1] Historically, subprime borrowers were defined as having FICO scores below 600, although this threshold has ...

6. Unsecured debt - Wikipedia

   en.wikipedia.org/wiki/Unsecured_debt

   In finance, unsecured debt refers to any type of debt or general obligation that is not protected by a guarantor, or collateralized by a lien on specific assets of the borrower in the case of a bankruptcy or liquidation or failure to meet the terms for repayment. [1] Unsecured debts are sometimes called signature debt or personal loans. [2]

7. Loan - Wikipedia

   en.wikipedia.org/wiki/Loan

   In finance, a loan is the tender of money by one party to another with an agreement to pay it back. The recipient, or borrower, incurs a debt and is usually required to pay interest for the use of the money. The document evidencing the debt (e.g., a promissory note) will normally specify, among other things, the principal amount of money ...