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2. How Much Do I Need To Retire? Retirement Calculator and Tips

   www.aol.com/much-retire-retirement-calculator...

   3. 4% Rule. The 4% rule says that you can withdraw 4% from your retirement savings each year without depleting your savings in the course of a 30-year retirement. But in practice, 4% only applies ...

3. Retirement spend-down - Wikipedia

   en.wikipedia.org/wiki/Retirement_spend-down

   The appeal of retirement age flexibility is the focal point of an actuarial approach to retirement spend-down that has spawned in response to the surge of baby boomers approaching retirement. The approach is based on personal asset/liability matching process and present values to determine current year and future year spending budget data points.

4. What Is the 75/15/10 Rule? A Simple Path to Better Budgeting

   www.aol.com/finance/75-15-10-rule-simple...

   The 75/15/10 rule is a simple way to budget and allocate your paycheck. This is when you divert 75% of your income to needs such as everyday expenses, 15% to long-term investing and 10% for short ...

5. The rule of 25 for retirement: What it means and how to ... - AOL

   www.aol.com/finance/rule-25-retirement-means...

   The rule of 25 is just a different way to look at another popular retirement rule, the 4% rule. It flips the equation (100/4% = 25) to emphasize a different part of the retirement planning process ...

6. Defined benefit pension plan - Wikipedia

   en.wikipedia.org/wiki/Defined_benefit_pension_plan

   Defined benefit (DB) pension plan is a type of pension plan in which an employer/sponsor promises a specified pension payment, lump-sum, or combination thereof on retirement that depends on an employee's earnings history, tenure of service and age, rather than depending directly on individual investment returns.

7. Required minimum distribution - Wikipedia

   en.wikipedia.org/wiki/Required_minimum_distribution

   Although the rules require RMDs to begin by April 1 of the year after the individual reaches age 72, [a] participants in an employer-sponsored plan can usually wait until April 1 of the year after retirement (if later than age 72 [a]) to begin distributions unless the individual owns 5% or more of the employer who is sponsoring the plan.