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2. Best credit counseling services - AOL

   www.aol.com/finance/best-credit-counseling...

   MMI offers free counseling sessions, but you will have an additional charge if you use a debt management plan. It also offers 24/7 counseling access, or you can get started sooner with its online ...

3. Alternatives to debt relief - AOL

   www.aol.com/finance/alternatives-debt-relief...

   If your debt keeps growing after exhausting all of your options, debt relief companies may be able to settle your debt for less than what you originally owed. Can’t afford monthly bills.

4. How to get debt relief - AOL

   www.aol.com/finance/where-debt-relief-help...

   There are three main approaches to debt relief: DIYing a debt management plan, using a debt relief company or enlisting the help of a credit counselor. DIY debt relief. Debt consolidation is a ...

5. Legal aid in the United States - Wikipedia

   en.wikipedia.org/wiki/Legal_aid_in_the_United_States

   Civil legal aid is not guaranteed under federal law, but is provided by a variety of public interest law firms and community legal clinics for free or at reduced cost. [1] Other forms of civil legal aid are available through federally-funded legal services, pro bono lawyers, and private volunteers. [1] [2]

6. StepChange - Wikipedia

   en.wikipedia.org/wiki/StepChange

   The organisation offers free debt advise, money management and can be contacted through its freephone telephone helpline [2] or online through its online debt advice tool. [3] In 2022, over 500,000 people contacted the charity for help. [4] The charity also campaigns to change policies and practices that trap people in problem debt.

7. National Foundation for Debt Management - Wikipedia

   en.wikipedia.org/wiki/National_Foundation_for...

   The National Foundation for Debt Management (NFDM) is a United States credit counseling agency. The organization is incorporated, but is organized as a non-profit. [1] This group focuses on consumer education on debt practices. [2] They also focus on distributing personal finance information to the public. [3]

8. Best debt relief companies for credit card debt 2024 - AOL

   www.aol.com/finance/best-debt-relief-companies...

   In 2024, credit card debt accounted for 6.36% of all United States household debt, up from 5.8% in 2020. Credit card balances surged during the pandemic and, by the end of 2022, Alaska led the ...

9. What nonprofit debt consolidation is and how it works

   www.aol.com/finance/nonprofit-debt-consolidation...

   Unlike traditional debt consolidation, where borrowers pay off existing debts with a new loan, nonprofit debt consolidation relies on a debt management plan that works with your existing debts.