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MNsure is the health insurance marketplace for the U.S. state of Minnesota. The exchange enables people and small businesses to purchase health insurance at federally subsidized rates. The exchange enables people and small businesses to purchase health insurance at federally subsidized rates.
MinnesotaCare is a health coverage program in the U.S. state of Minnesota for low-income individuals and families who do not have access to employee-sponsored health insurance and do not qualify for Medical Assistance (MA). [1] It is administered by the Minnesota Department of Human Services.
The law caused a significant reduction in the number and percentage of people without health insurance. The CDC reported that the percentage of people without health insurance fell from 16.0% in 2010 to 8.9% from January to June 2016. [201] The uninsured rate dropped in every congressional district in the U.S. from 2013 to 2015. [202]
A study from the University of Minnesota published in 2023 estimated that price transparency rules for health plans alone could lead to "substantial savings," potentially in the tens of billions ...
Minnesota's insurers denied almost 9% of long-term care benefit payments in 2022, the second-highest rate in the nation, according to the National Association of Insurance Commissioners (NAIC). It ...
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Some fringe benefits (for example, accident and health plans, and group-term life insurance coverage up to $50,000) may be excluded from the employee's gross income and, therefore, are not subject to federal income tax in the United States. Some function as tax shelters (for example, flexible spending, 401(k), or 403(b) accounts).
The McCarran–Ferguson Act, 15 U.S.C. §§ 1011-1015, is a United States federal law that exempts the business of insurance from most federal regulation, including federal antitrust laws to a limited extent.