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An SR-22 is a form filed by your insurance company that states you hold the minimum required amount of car insurance in your state. It is also referred to as a certificate of financial responsibility.
A DMV may require an SR-22 from a driver to reinstate his or her driving privileges following an uninsured car accident or conviction of another traffic-related offense, such as a DUI. [5] [6] An SR-22 may be required for three years for conviction of driving without insurance or driving with a suspended license and up to five years for a DUI. [7]
Does my state require SR-22 insurance? Most states require SR-22 insurance, with the exception of Florida and Virginia, where FR-44s are required. However, some states do not require SR-22 insurance.
How to get an FR-44 without a car. ... Essentially, the SR-22 is a form that proves you carry your state’s legally required liability insurance. Florida FR-44. Virginia FR-44.
An SR-22 is not a form of car insurance; rather, it is a certificate that your car insurance company files with your state on your behalf that proves you meet your state’s minimum insurance ...
My basic take has been that the SR-22 is a type of certificate of insurance, which asserts the "financial responsibility" of the insured by showing that he/she has at least the statutory minimum amount of auto insurance coverage (probably in dollars of collision coverage). It looks like the SR-22 has existed under that name in some form since ...
Driving without car insurance in Rhode Island is illegal, and you will likely face several consequences if you get caught. For a first offense, drivers may receive a fine between $100 and $500 .
FR-44 requirements: Similar to an SR-22, an FR-44 form is required in only some states to demonstrate that you have secured and carry auto insurance with higher liability limits than those ...