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If you aren’t comfortable with an online-only bank, look to a high-yield savings account or money market account offering a high rate without withdrawal penalties. Penalties and fees.
The highest rates right now are on terms of up to 12 months — up to 4.52% APY that's guaranteed to outpace your average savings into 2025. ... high-yield accounts and money market accounts ...
The Federal Reserve cut its federal funds rate three times in 2024, putting downward pressure on the interest banks pay you for keeping your money with them. However, several high-yield savings ...
Money market accounts and high-yield savings accounts are broadly similar. Each is a depository account that pays higher interest than a standard savings account, but which also comes with some ...
Even after recent Fed rate cuts, high-yield savings accounts still earn up to 10 times the national average savings rate — and considerably more than a traditional savings account. No or low fees.
Axos Bank: High Yield Money Market. Why it stands out: The Axos Bank High Yield Money Market account has no monthly fees and a 0.25% annual percentage yield. Plus, the minimum balance to earn that ...
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